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In " Return to Honest Money " ( http://fofoa.blogspot.com/2011/05/return-to-honest-money.html ), blogger FOFOA discusses the idea of Freegold in the context of some writings from prominet Austrian School economists, focusing on Mises, Menger, Hayek, and in particular Mises' ideas regression...
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I've spent considerable time and effort to try and understand precisely how banks can currently create money. One issue that arises--if banks have such a good deal, why doesn't everyone with a few million dollars to invest go out and start one? I would appreciate it if those with intimate knowledge...